How Much Down Payment Do I Need / Do I Qualify for Down Payment Assistance?

Chris Carter

Published on: 02/05/2025

Many people still believe you need 20% down to buy a home. That’s simply not true. In today’s market, qualified buyers can purchase with far less—sometimes even zero down, depending on the loan program and eligibility.

Mortgage

How Much Home Can I Afford / What Will My Monthly Payments Be?

Chris Carter

Published on: 02/05/2025

Before browsing listings or falling in love with a dream home, the smartest first step is understanding how much home you can truly afford. This isn’t just about what a lender will approve—it's about what fits your lifestyle and long-term financial goals.

Mortgage