Let’s talk about something most homebuyers miss—because no one tells you to ask. You get a rate quote—let’s say 6.5%. Sounds good, right? But what if I told you that exact same rate could come with $5,000… or even $10,000 in extra fees? Here’s the truth: the interest rate is just the headline. The real story is in the fine print.
Let’s bust the biggest myth in homebuying right now. You do not need 20% down to buy a house. That rule is outdated. And for most buyers? Totally unnecessary.
In a housing market full of twists and turns, one question is front and center for buyers: Should I lock in my mortgage rate now—or wait to see if rates drop later this year? The truth is, for many borrowers, locking your rate now might be your best financial move—and we’ll break down why.
After years of frenzied buying, sky-high prices, and cutthroat competition, the U.S. housing market is finally cooling off.
