Let’s talk about something most homebuyers miss—because no one tells you to ask. You get a rate quote—let’s say 6.5%. Sounds good, right? But what if I told you that exact same rate could come with $... ...more
Mortgage
July 25, 2025•1 min read
Let’s bust the biggest myth in homebuying right now. You do not need 20% down to buy a house. That rule is outdated. And for most buyers? Totally unnecessary. ...more
Mortgage
July 25, 2025•1 min read
In a housing market full of twists and turns, one question is front and center for buyers: Should I lock in my mortgage rate now—or wait to see if rates drop later this year? The truth is, for many b... ...more
Mortgage
July 08, 2025•2 min read
After years of frenzied buying, sky-high prices, and cutthroat competition, the U.S. housing market is finally cooling off. ...more
Mortgage
July 08, 2025•3 min read
If you're wondering whether now is the right time to buy a home or refinance your mortgage, you're not alone. With all the headlines about inflation, mortgage rates, housing shortages, and market unce... ...more
Mortgage
June 07, 2025•3 min read
If you’re a first-time homebuyer trying to get into the market in 2025, you’re not alone — and thankfully, you’re not without help. Rising home prices and interest rates have made affordability a real... ...more
Mortgage
June 07, 2025•3 min read
Many people still believe you need 20% down to buy a home. That’s simply not true. In today’s market, qualified buyers can purchase with far less—sometimes even zero down, depending on the loan progra... ...more
Mortgage
May 02, 2025•2 min read
Before browsing listings or falling in love with a dream home, the smartest first step is understanding how much home you can truly afford. This isn’t just about what a lender will approve—it's about ... ...more
Mortgage
May 02, 2025•2 min read